Nasiha screens every holding against AAOIFI standards, surfaces interest exposure, and calculates purification — one layer beneath your entire financial life.
Every operational ratio — debt, cash, interest income — read from filings and held against AAOIFI thresholds.
Non-compliant income detected, calculated, and sent to charity with a receipt trail you can audit.
AAOIFI by default. Choose your standard and conservatism — every verdict recalculates to match.
Sector mix, debt ratios, and interest exposure — evaluated per holding against AAOIFI thresholds and rolled into one compliance score you can actually read.
Verdicts sit at the ticker level with the ratios behind them — revenue mix, debt, interest income. Compliance is visible before the order, not after the quarter.
Securities screened against AAOIFI standards — from your brokerage to your 401(k).
Every ratio traces back to the company's own filings. No black-box verdicts, ever.
The methodology is reviewed by independent scholars — published, versioned, and cited on every verdict.
Every cleanse produces a receipt. From detection to donation, the trail replays start to finish.
Connections are read-only. Your holdings are never sold, and never used to rank providers.
10-Ks, 10-Qs, and annual reports parsed at the source.
One schema for debt, cash, and interest income across every exchange.
The 30% and 5% lines, applied the way the standard writes them.
Stricter than the standard if you choose — every verdict recalculates.
Edge cases route to scholars; rulings feed back into the method.
Verdicts refresh every filing season. Holdings re-check automatically.
No two Muslims hold the same line. Some follow AAOIFI to the letter; some run stricter thresholds; some follow a specific scholar. So Nasiha doesn't ship one ruling — you choose the standard, set the conservatism, and the whole platform recalculates to match.
Pick your screening standard. AAOIFI is the default; others are one tap away.
Set thresholds stricter than the standard if that's your practice.
Link brokerages read-only. Every holding screens on arrival.
Purification, zakat, and re-screens run on their own schedule.
